Basejumper.com - archive

General BASE

Shortcut
Insurance
Im not BASE jumping yet.

Just doing all the ground work before I commit. (I have a young family to consider).

If I jump in the UK and it goes wrong the NHS will patch me up.

If I jump abroad,especially the US, how do I avoid a hefty medical bill.

Is insurance realistic?
Shortcut
Re: [shimf] Insurance
 
Check out ihi insurance ...

Alternatively ... Don't Bounce !!!! Tongue
Shortcut
Re: [freeatlast] Insurance
Checked out their site but unfortunately they are unable to give quotes at the moment. Did see this though.

"No restrictions on hazardous sports or occupations"

Cheers, will check it out soon.
Shortcut
Re: [freeatlast] Insurance
Existing casualty insurances and term life assurances for base the have worldwide validity?
Shortcut
Re: [shimf] Insurance
 
I think its about $175 for a years cover - no restrictions on the sports front. Several people in the uk and europe use it for that reason. The only thing to be aware of are the maximum payouts are restricted, but it's definately better to have some cover than none !!!
Shortcut
Re: [freeatlast] Insurance
In reply to:
I think its about $175 for a years cover - no restrictions on the sports front. Several people in the uk and europe use it for that reason. The only thing to be aware of are the maximum payouts are restricted, but it's definately better to have some cover than none !!!

For the IHI policy, the maximum payout is like 250K Euros. Annual cost is 130ish Euros, worth it, IMO.

Kris.
Shortcut
Re: [KrisFlyZ] Insurance
 

I agree ... And my Amex travel insurance includes up to 150k for search and rescue as well as the usual benefits ....

Again worth it in view of the costs of air ambulance ;-)
Shortcut
Re: [KrisFlyZ] Insurance
They also offer travel insurance for one trip. So if you already have a good international hospitalisation insurance (Deutsche Bank?) it might suffice to get a single trip insurance for those trips where choppers/rescues/cavalery might be involved.
Shortcut
Re: [VincentVL.] Insurance
None of you guys are from the United States.It sounds like insurance is more attainable outside the U.S.Here we pay quite a premium and some companies won't even touch "extreme" or high risk sports.Is it possible for someone in the U.S. to purchase insurance outside of the country?Here in the U.S.it is better to have insurance in place before even starting this sport.
Shortcut
Re: [Ms.sofaking] Insurance
 
You could check with them ...

www.ihi.com

- if someone can make it clicky !!!
Shortcut
Re: [freeatlast] Insurance
 
Clicky:

http://www.ihi.com
Shortcut
Re: [dbagdrew] Insurance
Thanks, it looks like they don't typically insure Americans or Canadians.I'm waiting for their reply.But I appreciate the info, I never thought of looking outside the country for medical or life insurance.
Shortcut
Re: [Ms.sofaking] Insurance
In reply to:
It sounds like insurance is more attainable outside the U.S.

I beg to differ. Don't know about this IHI thing, but in my country almost every company specifically mentions in its policy that you are not covered when you suffer injuries due to aviation related incidents.

Now you could always say you fell off a cliff and tried to use your safety device to prevent you from being killed, but if they find out you're probably screwed...
Shortcut
Re: [VincentVL.] Insurance
I wasn't saying all countries outside the U.S.I never got a response from IHI.But what I read seemed to imply Canada and the U.S. were not included, but maybe you could look into it.I just wondered as a U.S. citizen, could you buy coverage elsewhere and be covered in the U.S?